%PDF-1.5 11 0 obj Merchants wishing to use SAQ P2PE must meet payment brand requirements for using an SAQ, and must also confirm that they: Are using a validated * PCI P2PE solution (per the PCI P2PE Program Guide). P2PE: It is claimed that using P2PE reduces the scope of your PCI DSS assessment. It's that simple! The firewall rule base must be reviewed at least quarterly and the change management process created to add and push the policy to the firewall. Providing that the P2PE solution is a PCI Security Standards Council (PCI SSC) validated solution, which is listed here, these merchants will usually be able to align to (self-assessment questionnaire) SAQ P2PE for the CP channel.. To comply with SAQ P2PE, the merchant should not have access to clear-text cardholder data in any computer system and only manage data from a PCI SSC approved P2PE solution through hardware payment terminals. Has an incident response plan been created to be executed in the event of a violation? Many organisations are starting to adopt P2PE technologies as a de-scoping strategy for card-present (CP) channels. We’ve talked a lot about why it’s so important to try and reduce scope and use the right SAQ for the payment channels utilized by your organization. The small number of questions makes PCI compliance much easier and faster for vendors using P2PE. endobj <> Below is an example of some of the questions you will answer for the SAQ P2PE: There are several answers to each question on the SAQ P2PE form where you can indicate your company’s status regarding the requirement. endstream We would love to hear from you! It requires that payment card data be encrypted immediately upon use with the merchant’s point-of-sale terminal and cannot be decrypted until securely transported to and processed by the payment processor. A PCI penetration test is a “pen test” that has specific requirements under PCI DSS to verify the protection of Cardholder Data. endobj In the traditional payments value chain, this is true. The PCI DSS requirements apply to all system components, including people, processes and technologies that store, process or transmit cardholder data or sensitive authentication data, included in or connected to the cardholder data environment. 10 0 obj endobj In my job as a QSA, I found my passion and worked closely with the Audit and Compliance team. <> Establish a policy for stolen and replaced devices: Establish a procedure for what employees should do when they discover a device has been stolen or replaced. SAQ P2PE-HW merchants are defined here and in the PCI DSS Self-Assessment Questionnaire Instructions and Guidelines. This new SAQ type has been introduced for merchants who process card data only via payment terminals included in a validated and PCI SSC-listed Point-to-Point Encryption (P2PE) solution. <> <> Narrowing down the scope for your organization’s payment channels and using the right SAQ is very important as it will save resources and costs, and SAQ P2PE, in particular, is another excellent example of scope reduction when it comes to maintaining compliance. PCI P2PE SAQ is designed for merchants using a P2PE solution for payment transactions. Therefore, we recommend that you seek guidance from your acquiring organization or QSA when in doubt. Please fill in your details and we will stay in touch. PCI validated point-to-point encryption (P2PE) solution is provided by a third party solution provider, and is a combination of secure devices, applications and processes that encrypt data from the point of interaction (for example, at the point of swipe or dip) until the data reaches the solution provider’s secure decryption environment. endobj SAQ P2PE is only applicable to merchants using card-present transaction solutions. <> SAQ P2PE has been developed to address requirements applicable to merchants who process cardholder data only via hardware payment terminals included in a validated and PCI-listed Point-to-Point Encryption (P2PE) solution. <> February 2014 3.0 To align content with PCI DSS v3.0 requirements and SAQ P2PE. PCI Compliance – Completing an SAQ P2PE This is the last merchant self-assessment questionnaire to cover in our series going through the organizational requirements to use each of the SAQs. SAQ P2PE Policy for Document Purpose The purpose of this policy is to establish a security posture for the interaction of cardholder data and reduce the burden of the implementation and management of PCI of applicable controls required by the most current version of the Payment Card Industry Data Security Standard (PCI DSS). La solution P2PE offre aux retailers un moyen de réduire la complexité de la conformité PCI. Confirm that your environment’s scope is appropriately defined and meets the eligibility criteria for the SAQ you are using. SAQ P2PE-HW has been developed to address requirements applicable to merchants who process cardholder data only via hardware payment terminals included in a validated and PCI SSC-listed PCI Point-to-Point Encryption (P2PE) solution. 7 0 obj PCI SAQ P2PE-HW – No vulnerability scans or penetration tests necessary. Confirm that you have implemented all the elements of the PIM. endobj Le SAQ P2PE a テゥtテゥ テゥlaborテゥ pour rテゥpondre aux conditions applicables aux commerテァants qui traitent les donnテゥes de titulaires de carte uniquement par des terminaux de paiement matテゥriels inclus dans une solution de cryptage point en point (P2PE) listテゥe par PCI. The critical part of this is that only the payment processor can access the encryption process’s secret key. Besides, merchants should not store any cardholder data to comply with SAQ P2PE and protect cardholder data using a validated point-to-point encryption (P2PE) solution. stream All payment processing is through a validated PCI P2PE solution approved and listed by the PCI SSC. 14 0 obj It can apply to both brick-and-mortar (card present) and mail/telephone order (card-not-present) merchants. Checklist of firewall security controls along with developing best practices for auditing to ensure continued PCI compliance. Merchant must implement all controls published in the P2PE Instruction Manual (PIM) by the P2PE Solution Provider. Complete all sections of the SAQ P2PE form. <> x��]XW׾A������`� 13 0 obj Number of Questions: 33; Vulnerability Scan Requirements: No; Penetration Testing Requirements: No *P2PE devices must be validated PCI P2PE hardware payment terminals only: SAQ D: Merchants . First, determine the applicable SAQ for your environment. Completing the PCI SAQ form is one-way merchants can demonstrate their compliance with the buyer banks and, therefore, the five founders of the PCI … Without P2PE you would need to complete the Self-Assessment Questionnaire D (SAQ D). SAQ D for Merchants is for merchants that do not outsource their credit card processing or use a P2PE solution, and may store credit card data electronically. [ 11 0 R] endobj endobj Compared to SAQ D, which has 329 questions, SAQ P2PE has only 33 questions and doesn’t require a vulnerability scan or a penetration test. 16 0 obj SAQ P2PE is for merchants using approved point-to-point encryption (P2PE) devices, with no electronic card data storage. May 2012 2.0 To create SAQ P2PE-HW for merchants using only hardware terminals as part of a validated P2PE solution listed by PCI SSC. Therefore, it is essential to be careful when choosing your point-to-point encryption solution and select a PCI certified solution. PCI DSS Version SAQ Revision Description N/A 1.0 Not used. 5 0 obj SAQ P2PE – Transactions are performed using the P2PE Solution specified in PCI SSC. This passed-on accountability also makes PCI DSS assessments much easier for a merchant using a P2PE solution. There are only 33 questions in SAQ P2PE. Are all media containing card data destroyed when not required, except for commercial or legal reasons? 15 0 obj The requirements that SAQ P2PE deals with are as follows: Although there are only three PCI DSS requirements for SAQ P2PE compliance, it would be a good idea if your company also meets other PCI DSS requirements. The P2PE SAQ is for merchants that use a P2PE solution for their payment transactions. Because the Shift4 solution is PCI-validated, you are eligible to use the simplified SAQ-P2PE form for PCI compliance with only about 30 questions, reduced from over 330. You have entered an incorrect email address! PCI SAQ P2PE-HW is the Self-Assessment Questionnaire form to be used for merchants who process cardholder data only via hardware payment terminals within a validated and PCI-SSC listed Point-to-Point Encryption (P2PE) solution. stream Merchant must store cardholder information only in paper reports or paper receipts. <> Tout traitement de paiement est effectué par la solution P2PE approuvée par le PCI SSC (selon les critères ci-dessus). If you are not using an approved encryption provider for SAQ P2PE, your PCI compliance will also be impossible. The only systems in the merchant environment that store, process, or transmit account data are the Point of Interaction (POI) devices, which are approved for use with the validated and PCI-listed P2PE … For merchants that select a P2PE solution from PCI’s approved list, the advantages can be significant. %���� This document is for use with PCI DSS version 2.0. <> Section 2 – Questionnaire d’auto-évaluation PCI DSS (SAQ C) Section 3 (Parties 3 & 4 de l’AOC) – Détails de validation et d’attestation, plan d’action pour les conditions de non-conformité (s’il y a lieu) 5. How to Complete the PCI DSS Self-Assessment Questionnaire P2PE? De son côté, Adyen offre une solution P2PE certifiée. D: SAQ D for Merchants: All merchants not included in descriptions for the above SAQ types. <> When the PCI Council announced P2PE in 2011, there was an immediate and huge demand for approved P2PE solutions. In this way, it is ensured that the card information remains encrypted from the moment the card is swiped for payment until it reaches the payment processor. A firewall policy specifies how firewalls can manage network traffic based on the organization's information security policies for different IP addresses and address ranges, protocols, applications and content types. Communicate SAQ and Confirmation of Conformity (AOC) and any other requested documentation to the recipient, your payment brand, or other requestors. … If there are PCI DSS requirements that apply to your environment and are not covered by this SAQ, it means that the PCI SAQ P2PE is not suitable for your environment. We’ve essentially taken each of the above SAQ reporting platforms (SAQ A – D, P2PE-HW) and developed PCI policies and procedures specific to each of them, providing you exactly what’s needed from a policy requirement for PCI. Additional tips for PCI DSS compliance with SAQ P2PE, Firewall Rule Base Review and Security Checklist. April 2015 3.1 To align content with PCI DSS v3.1, including addition of SAQs A-EP and B-IP, and clarify eligibility criteria for existing SAQs. 8 0 obj there are 9 different SAQs that a merchant and service provider can choose from. endobj Below are a few of these benefits. endobj Your answers to the items may be “Yes, No, Compensating Control or Not Applicable.” Only one answer should be chosen for each question. Not applicable to e-commerce merchants. Penchons-nous maintenant sur les raisons qui pourraient mener les entreprises à adopter cette solution. All SAQ P2PE questions can be answered “Yes or No,” and a summary of PIM requirements. endobj Le chiffrement P2PE est un type de cryptage qui a été développé par le Conseil des normes de sécurité PCI. The merchant should not store cardholder data electronically. 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